What is Critical Illness Cover?
In the event that you were to become diagnosed with an illness that is covered by the list of conditions within your Critical Illness Cover Policy, your insurance provider would then pay you a one time lump some of money, tax-free. Once the policy has been paid out, the policy is typically cancelled.
This is difference to a life insurance policy, which would pay out once the policy holder dies during the lifetime of the policy. Critical Illness Cover is different as it pays out upon the diagnosis of a condition listed as per your policy.
Do I need Critical Illness Cover?
You may want to consider getting Critical Illness Cover if any of the following statements apply to you;
-
If I were to become ill, I may struggle to keep up with my day-to-day costs, should my illness keep me from working.
-
I do not have any savings or workplace benefits that may cover my bills should I become ill.
-
If I became seriously ill, I would like a lump-sum that would allow me to focus on getting better, not worrying about paying my bills.
Why use an Insurance Broker?
Great Independent Advice
As a broker, we are not tied to any single lender, meaning that we can search the whole of the market to find the perfect critical illness protection deals for you.
The Whole of Market - Over 100 lenders and 1000's of Critical Illness products.
With the ability to search the whole of the market, we have access to a whole range of quality critical illness insurance providers, both from recognisable, high street brands and more niche, specialist lenders depending on your individual needs.
We also have access to exclusive deals that you may not be able to get directly with a lender.
Life Insurance - Would your family be financially secure if something happened to you? Our expert advisers can craft a unique insurance policy that will ensure your future and family are protected financially if the worst was to happen.
Income Protection - Would you have enough savings to cover any loss of earnings if you were unable to work due to illness or an accident? Our advisers are here to help you navigate through the complex web of income protection insurance.
Critical Illness - What happens if you were diagnosed with a critical illness and it turned your life upside down? Let our advisers ensure you have a plan in place for unexpected devastating circumstances to ensure you and your family are covered
We will be with you every step of the way.
Contact Us
Your opinions are important to us. Whether it is a simple question or a valuable suggestion, we are here 24/7. You can call us by phone or email us directly.
01933 313 888